Borrowing or lending money is a daunting task when you one do not have enough fund. It could be mostly done through collateral, job salary or many others alike which it could be based on. There are also lending entities like asset based lenders which they let borrowers lend through seeing his/her asset(s). Whichever way it is, the point is they will see and foresee if borrower is capable of paying it. Good luck to the borrowers then!